怎么用钱怎么省钱英语作文
Money is very important for us but is not the most important things in our life. Many things are more important than money ,such as friendship ,love ,and family ,and so on .We can use money to buy many things but for people's hearts. A people only care the money ,which is very sorrowful.Graally,he will lose many things that is more important than money.And last,he will become lonely.
Sometimes money can let many people gather and make friends with you .However,you have to know they may be not your true friends and they just want you money. A true friend never care whether his friend is poor or rich.A firend in need is a friend indeed.Having some sincere friends is the true happiness.
Anyway, money can solve lots of problems but it can't bring you happiness because it can't buy a true heart.Please remember that some things in the world is invaluable.So don't live only for money.
金钱对于我们来说是非常重要的，但它并不是我们生命中最重要的东西．许多东西都比金钱重要，例如友情，爱情和家庭等等．我们可以用钱去买很多东西但买不到人们的心．一个人只在乎他的钱，这是十分悲哀的．逐渐地，他会失去所有比金钱重要的东西．最后，他会变得孤独．
有时侯，钱可以让许多人聚在一起来、和你做朋友。然而，你必须知道他们也许并不是你真正的朋友，他们再想要你的钱。一个真正的朋友从来不会介意他的朋友是贫穷的还是富裕的。患难见真情。拥有一些真心的朋友才是真正的幸福。
总之，金钱可以解决很多问题，但它就是不能带给你幸福，因为它不能买一颗真心。请记着：这个世上有些东西是无价的。所以不要只为金钱而生活！ 添加评论
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『贰』 关于省钱的英语作文发言稿
关于省钱的英语作文发言稿
tsofmoneyincollege.,.
Therearemanywaystosavemoney.Firstofall,,whichcanhelpussavingmoremoney.Secondly,wecandosomepart-timejobs,earningsomemoney.Finally,wealsocandosomeinvestment,.
Inmyopinion,asacollegestudent,wemustsavemoneyseriously.,.
我按照你的补充问题又进行了修改，希望对你有所帮助。
大学如何省钱英语作文tsofmoneyincollege.,.Therearemanywaystosavemoney.Firstofall,,whichcanhelpussavingmoremoney.Secondly,wecandosomepart-timejobs,earningsomemoney.Finally,wealsocandosomeinvestment,.Inmyopinion,asacollegestudent,wemustsavemoneyseriously.,.我按照你的补充问题又进行了修改，希望对你有所帮助。
怎样省钱的英语作文（有翻译的）.,suchasfriendship,love,andfamily,andsoon.'shearts.Apeopleonlycarethemoney,whichisverysorrowful.Graally,.Andlast,hewillbeelonely..However,..Afirendinneedisafriendindeed..Anyway,''tbuyatrueheart..Sodon'tliveonlyformoney.金钱对于我们来说是非常重要的，但它并不是我们生命中最重要的东西.许多东西都比金钱重要，例如友情，爱情和家庭等等.我们可以用钱去买很多东西但买不到人们的心.一个人只在乎他的钱，这是十分悲哀的.逐渐地，他会失去所有比金钱重要的东西.最后，他会变得孤独.有时侯，钱可以让许多人聚在一起来、和你做朋友。
然而，你必须知道他们也许并不是你真正的朋友，他们再想要你的钱。
一个真正的朋友从来不会介意他的朋友是贫穷的还是富裕的。
患难见真情。
拥有一些真心的朋友才是真正的幸福。
总之，金钱可以解决很多问题，但它就是不能带给你幸福，因为它不能买一颗真心。
请记着：这个世上有些东西是无价的。
所以不要只为金钱而生活！添加评论.
关于省钱的英语作文发言稿tsofmoneyincollege.,.Therearemanywaystosavemoney.Firstofall,,whichcanhelpussavingmoremoney.Secondly,wecandosomepart-timejobs,earningsomemoney.Finally,wealsocandosomeinvestment,.Inmyopinion,asacollegestudent,wemustsavemoneyseriously.,.我按照你的补充问题又进行了修改，希望对你有所帮助。
...
关于省钱的英文文章你好，guwanzai42强烈推荐。
典型的议论文格式，不乏轻松的口吻，讲述了日常生活中省钱的几个小妙方，例如养成记账的习惯，开立储蓄账户等。
希望能帮得上你的忙。
'ssomucheasiersaidthandone.There'.Howmuchmoneywillyousave,wherewillyouputit,?Here'showtosetrealisticgoals,keepyourspendingincheck,andpayyourselffirst.1.Setsavingsgoals.Forshort-termgoals,thisiseasy.Ifyouwanttobuyavideogame,findouthowmuchitcosts;ifyouwanttobuyahouse,'llneed.2.Establishatimeframe.Forexample:＂.＂-termgoals,.Ifit'snotattainable,you'lljustgetdiscouraged.3.Figureouthowmuchyou'llhavetosaveperweek,permonth,.w.4.Keeparecordofyourexpenses.:.,it'.5.Makeabudget.Onceyou',writedownabudgetsoyou'ryofthings.6.Openaninterest-bearingsavingsaccount.It'ngmoney.nts().
英语作文怎样省钱的,it'saaboutastory,it'scalledFlyawayhome>Ilikethisbook,it'sfromPatriciaHermes,anditalsohaveafilm,it'sverymoving.Amyisa13yearoldgirljustlikeus,butfromaancident,hermotherwasdead(ordeath我不知道哪个是对的，==).-.Atthefirsttime,shecouldn'tadapttotheenvironmenthere,shemissedhermotherandshedidn'.Amywasverysurpriseandhappy,,shedidn'tallowanybodytoharmthem.Finally,thegeesewereborn.Amyandherfatherwereveryhappy,.SoAmy'-fromCanadasoutherntotheUSA.,.Intheend,Amywassucceed,shehelpthegeeseflytohome.Thesecondyear,the16geesewereebaketoAmy'shouseabsolutely.It',butinfact,thegeesejustebackfor13only,butit'sstillamovingstory.Ilikeit.Thankyouforeveryone'slistened（再次不确定，==）That'sall.
团购是省钱还是费钱,英语作文150字,蟹蟹Nowadays,peopleliketogoshoppingonline,wecanbuywhateverwewant.,peoplenotonlysavetime,butalsosavemoney.Ifwewanttobuysomething,wejusttypethename,clickontheputer,,therewillbemanychoices,theshopsareshowep,,.,..However,everythinghasosides.risnotsohonest.And,,.如今，人们喜欢去网上购物，我们可以买到我们想要的一切。
网上购物已经成为一个大市场，人们不仅节省时间，还省钱。
如果我们想买的东西，我们只是类型的名称，点击电脑，然后你想要的东西就在你的前面，会有许多选择，商店里出现，不同的商店有不同的价格，我们可以选择的产品以合适的价格。
集团购物提供低价格的产品，为什么价格这么低，产品量大。
集团购物是购物的一个好方法。
然而，任何事物都有两面性。
你不能看到产品或检查他们的素质和互联网上的一些卖家是不诚实的。
而且，对于那些喜欢在不同的商店购物，网上购物也许会让他们无聊。
关于网上购物的英语作文400到600词带翻译Whenitestoonlineshopping,.nlineshoppingissoconvenient.Somejustdon'.AsfarasI'mconcerned,.说到网上购物的时候，不同的人有不同的想法，关于网上购物MyViewonShoppingOnline英语作文。
有些人似乎非常喜欢网上购物这样的购物方式，因为他们觉得网上购物很方便。
有的则不相信他们能从网上买到质量好的商品。
就我而言，我觉得网上购物给人们带来了很多好处。
Firstly,.,.Justaclick,s.Tothisextent,'.Thus,wecansavelotsoftimetoenjoyfun.首先，网上购物是节约时间的一种方法。
与传统的购物方式相比，我们没有必要出去一家一家店地挑选我们喜欢的商品。
只需一击，我们就可以在我们喜欢的商品就会在购物车中，之后就只是等着把货物邮递到我们手上。
从某种程度上说，我们不仅可以节省在商店找东西的时间，我们也不需要在运输上花时间。
因此，我们可以节省大量的时间，享受乐趣。
Secondly,.,butalso,wecansavelotsofmoney.taketheorder..So,.其次，网上购物可以省钱。
人们通过互联网购买商品不仅是因为它可以节省时间，而且因为可以为我们节省很多钱。
我们经常看到有些人只是去实体店看看他们想买的商品，然后在网上搜索并下订单。
人们这样做是因为他们知道网上的商品通常比在商店橱窗中展出的产品更便宜，因为网上开店不需要付房租。
所以，人们更倾向于从网上商店买东西。
Thirdly,.Sincewecanbuythingsonline,.,searchforthingswewanttobuy,.Andthen,.第三，最后但并非最不重要的是网上购物很方便。
既然我们可以在网上买东西，那就没有必要出去寻找我们想买的东西了。
我们需要做的是坐在我们的电脑前，搜索我们想买的东西，点击我们最喜欢的东西事，然后用银行卡付钱。
之后你只需要等待您的货物送到你家。
Inconclusion,shoppingonlineisaconvenient,time-.Therefore,.That'.总之，网上购物方便，省时和省钱。
因此，我们可以从网上购物获益很多。
这就是为什么在近些年网上购物发展得越来越快的原因。
关于网购的看法-merce,..随着电子商务的发展，网购成新的一种购物方式，而且也越来越流行。
现在许多的市民都倾向于网购。
Generallyspeaking,..Besides,,sothatyoudon'thavetogototheshoppersonally.Inaddtition,y.一般来说，网购提供了很多的优势，其中方便是最突出的，英语作文《关于网上购物MyViewonShoppingOnline英语作文》（//unjs）。
网络上有很多的商品，在上面你可以搜索任何你想要的。
除此之外，你只需点击一下鼠标就可以得到你想要的所有信息，这样你就不用亲自跑到商店去。
再者，网上的商品通常都比商店里面的便宜，这样就可以省下一大笔钱。
However,everythinghasosides.You...
HowtoSaveMoney如何节省钱I'mheretotalkaboutmoney.我今天来这里谈的主题是金钱.Weallneedmoney.我们都需要钱.Weallwanttoberich.我们都想富有.Weallwanttomakeafortune.我们都想发财.Moneydoesn'tgrowontrees.钱不会长在树上.Moneydoesn'teeasily.钱来之不易.Letmetellyouhowtosavemoney.让我来告诉你如何省钱.First,youmustbefrugal.首先，你必须节俭..谨慎使用你的钱..花钱要保守.Livewithinyourmeans.生活要量入为出.Livewithinyourbudget.生活不要超过预算.Neverspendmorethanyoumake.不要花的钱比你赚的钱还多.Lookbeforeyouleap.三思而后行.Managemoneywisely.精明地理财.Don'.不要留不住钱财.Second,don'tbeaborrower.第二，不要做负债者.Payoffyourbills.付清帐单.Payoffwhatyouowe.付清你欠的钱.Outofdebt,outofdanger.脱离债务，就脱离危险.Debtislikeabottomlesspit.债务就像无底洞.Onceinit,youfalldeeperanddeeper.一旦负债，就越陷越深.Bedebtfree.完全不要负债.Neverborrowfromothers.不要跟别人借钱.Keepawayformdebt.远离债务.Third,don'tbealender.第三，不要做债主.Neverlendmoneytoothers.绝不借钱给别人..把钱借给朋友，就会失去朋友.Lendonlyincaseofemergency.只有在紧急时才借钱给别人.Lendonlyiftheneedisreasonable.只有理由正当才借.Ifyourfriendasksforonehundred,lendhimenty.如果朋友要借一百，给他二十就好.Noborrowing，不要跟别人借钱.Nolending.不要借钱给别人.Pennyandpennylaipwillbemany.积少成多.Fourth,buythingswithcash，第四，用现金购物.Avoisingcreditcards.避免使用信用卡.Avoidthoseinterestpayments.避免支付利息..钱没拿到手就别先花掉.Neverbuythingsyoucannotafford.别买你买不起的东西.Trytodowithoutcreditcards.尝试不用信用卡.Trytodo....尝试；Trydoing..Buyonlywhatyouneed.只买你需要买的东西.Don'tbuywhatyouwant.别买你想要的东西.Knowthedifferencetosavemoney.分辨这其中的差别，才能存钱.Theaboveismyadvice.以上是我的建议.Fromsavingeshaving.节俭为致富之本.Neitheraborrowernoralenderbe.不要做负债者，也不要做债主.Followtheserules.遵循这些原则.Theskyisthelimit.一切都是可能的.Yourmillionsarewaitingforyou.百万身价正在等着你.Thanksforlistening，感谢你们听我演讲.Haveagreatday.祝你们愉快！.现在，就为财务上成功开始存钱吧
转载请注明出处作文大全网?关于省钱的英语作文发言稿
『叁』 求大神帮写 英语作文 主题 how to save money 150个单词 谢谢
How to Save Money 如何节省钱
I ‘m here to talk about money.我今天来这里谈的主题是金钱．
We all need money.我们都需要钱．
We all want to be rich.我们都想富有．
We all want to make a fortune.我们都想发财．
Money doesn’t grow on trees.钱不会长在树上．
Money doesn’t come easily.钱来之不易．
Let me tell you how to save money.让我来告诉你如何省钱．
First, you must be frugal.首先，你必须节俭．
you should be careful with your money.谨慎使用你的钱．
You should be a conservative spender.花钱要保守．
Live within your means.生活要量入为出．
Live within your budget.生活不要超过预算．
Never spend more than you make.不要花的钱比你赚的钱还多.
Look before you leap.三思而后行．
Manage money wisely.精明地理财．
Don’t let money burn a hole in your pocket.
不要留不住钱财．
Second, don’t be a borrower.第二，不要做负债者．
Pay off your bills.付清帐单．
Pay off what you owe.付清你欠的钱．
Out of debt, out of danger.脱离债务，就脱离危险．
Debt is like a bottomless pit.债务就像无底洞．
Once in it, you fall deeper and deeper.一旦负债，就越陷越深．
Be debt free.完全不要负债．
Never borrow from others.不要跟别人借钱．
Keep away form debt.远离债务．
Third, don’t be a lender.第三，不要做债主．
Never lend money to others.绝不借钱给别人．
Lend your money and lose your friend.把钱借给朋友，就会失去朋友．
Lend only in case of emergency.只有在紧急时才借钱给别人．
Lend only if the need is reasonable.只有理由正当才借.
If your friend asks for one hundred, lend him twenty.
如果朋友要借一百，给他二十就好．
No borrowing,不要跟别人借钱．
No lending.不要借钱给别人．
Penny and penny laid up will be many.积少成多．
Fourth, buy things with cash,第四，用现金购物．
Avoid using credit cards.避免使用信用卡．
Avoid those interest payments.避免支付利息．
Never spend your money before you have it.钱没拿到手就别先花掉．
Never buy things you cannot afford.别买你买不起的东西．
Try to do without credit cards.尝试不用信用卡. Try to do....尝试;Try doing..
Buy only what you need.只买你需要买的东西．
Don’t buy what you want.别买你想要的东西．
Know the difference to save money.分辨这其中的差别，才能存钱．
The above is my advice.以上是我的建议．
From saving comes having.节俭为致富之本．
Neither a borrower nor a lender be.不要做负债者，也不要做债主．
Follow these rules .遵循这些原则．
The sky is the limit.一切都是可能的．
Your millions are waiting for you.百万身价正在等着你.
Thanks for listening,感谢你们听我演讲．
Have a great day.祝你们愉快！
Now start saving for financial success.现在，就为财务上成功开始存钱吧
『肆』 省钱与花钱两种生活方式的英语作文
Topic(题目)：
Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.
Model Essay(范文)：
"Save it for rainy day." That's my motto. When I have a choice between spending my money or putting it in my savings account at the bank, I always put it in the bank.I will have a lot of expenses in the future like my ecation, travel, and unforeseen emergencies. I need to have money set aside for these expenses.
Ecation is expensive. I can't depend on my parents to pay all my bills. I have tuition, room and board, books, and incidental expenses to pay for. I'll try to get a scholarship to cover some of these costs, but I know I will be responsible for a lot of the expenses. If I spend my money now, I won't be able to pay for my ecation. I need to save money for my ecation.
Travel is also very expensive. I don't mean vacation travel. I mean travel to get to and from school. Transpacific airfare costs a lot even special reced fares. I first have to get to school and then, of course, I want to return to my family for important festivals and occasions. Going back and forth will be costly, but worth it. I need to save money for these trips.
Emergencies could arrive at any moment. I might have an unexpected illness while I am at school. There might be costs that won't covered by the school insurance. One of my family members may need help, I will have to send them money. You can't predict emergencies like this, but you can be prepared. I need to save money for these emergencies.
When you are not rich, you cannot spend your money carelessly. You must plan ahead. I know in my life, I will have expenses for my schooling and for travelling to and from my home. I know that I will also have unexpected expenses related to unforeseen emergencies. I must be prepared. I need to save money for these events.
『伍』 英语作文大学生怎么合理消费
Around the compus, we can commonly see some college students wear branded clothes, using the most advanced appliances such as Ipod, Iphone and Ipad. In spite of where the money comes from, I absolutely oppose the view that college students consume luxuries. As far as I am concerned, we should advocate rational consumption among college students. As follows, I will share some suggestions.
Above all, college students should have access to earning pocket money. This is a priority. Most college students, who have already asked their parents to pay their fee, should take responsibility to afford their daily consumption, let alone luxurious consumption.
『陆』 怎样省钱的英语作文(有翻译的）
Money is very important for us but is not the most important things in our life.Many things are more important than money ,such as friendship ,love ,and family ,and so on .We can use money to buy many things but for people's hearts.A people only care the money ,which is very sorrowful.Graally,he will lose many things that is more important than money.And last,he will become lonely.
Sometimes money can let many people gather and make friends with you .However,you have to know they may be not your true friends and they just want you money.A true friend never care whether his friend is poor or rich.A firend in need is a friend indeed.Having some sincere friends is the true happiness.
Anyway,money can solve lots of problems but it can't bring you happiness because it can't buy a true heart.Please remember that some things in the world is invaluable.So don't live only for money.
金钱对于我们来说是非常重要的,但它并不是我们生命中最重要的东西．许多东西都比金钱重要,例如友情,爱情和家庭等等．我们可以用钱去买很多东西但买不到人们的心．一个人只在乎他的钱,这是十分悲哀的．逐渐地,他会失去所有比金钱重要的东西．最后,他会变得孤独．
有时侯,钱可以让许多人聚在一起来、和你做朋友.然而,你必须知道他们也许并不是你真正的朋友,他们再想要你的钱.一个真正的朋友从来不会介意他的朋友是贫穷的还是富裕的.患难见真情.拥有一些真心的朋友才是真正的幸福.
总之,金钱可以解决很多问题,但它就是不能带给你幸福,因为它不能买一颗真心.请记着：这个世上有些东西是无价的.所以不要只为金钱而生活!添加评论
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『柒』 大学生如何理财英语作文
With the fast economic development, people have their living standard improved. A lot of families are no longer worried about the money problem. Parents want to give their kids better life in the aspect of material. When their kids leave home for college, parents always give them lots of money and tell them again and again that “buy what you want” ”eat more nutritious food” ”don’t save money for home” ”if no money, tell me, I will give you” and so on.
随着经济的快速发展，人们的生活水平有所提高。很多家庭都不用再担心钱的问题。父母都想在物质方面让他们上更好的生活。当他们的孩子离开家去上大学的时候，父母总是给他们很多钱并一遍又一遍的告诉他们，“买你想要买的东西”“吃多点有营养的食物”，“不用为家里省钱”，“如果没有钱，告诉我，我会给你寄的”之类的话。
This common thing results in a very bad effect on the college students.
这种常见的事情对大学生会导致不良的后果。
Lots of college students spend a lot of money buying what they need and they needn’t. For example, parents give them two thousand Yuan every month, they often use out in twenty or twenty-five days. Then they’ll borrow money from others. When they get the next month’s living expenses, they have to pay back the money. If things go on like this, they’ll fall into a worse situation and cannot pay off their debts finally. I think parents’ original thought is good. Parents just want to give kids a better material environment. Obviously they receive the opposite effect.
很多大学生会花很多钱去买他们需要的或者不需要的东西。例如，父母每个月给他们二千元，他们经常二十天或者二十五天就用完了。然后他们就会向别人借钱。当他们得到下个月的生活费时，他们又得还钱。这样下去的话，他们会陷入更糟糕的处境，最后会无法还请债务。我觉得父母最初的想法是好的。父母只是想给孩子们一个更好的物质环境。显然他们收到了相反的效果。
I think that college students should learn financial management, because it can bring them a clear life and benefit to their jobs or family. Maybe they can make bookkeeping. Set a fixed amount of money every day. 我认为大学生应该学会理财，因为理财可以给他们带来明确的生活对他们的工作或者家庭也是有益的。他们也许可以记账。设定每天固定用钱。
『捌』 中学生应如何使用零花钱英语作文
中学生的零花钱是怎么使用的呢？是否会花在 英语写作 书籍上呢？下面是我给大家整理了中学生怎样使用零花钱 英语 作文 ，供大家参阅!
中学生怎样使用零花钱英语作文篇1
With the development of our living standard ,we get more and more pocket money from our parents or relatives .But how should we spend it? First of all,you can save it in the bank to cultivate a good habit of save money.when you really need money,you can tae it out.Secondly,you can buy some books on science or arts which bring more knowledge.or,if you are insterested in stamp collecting,music or sports,you can use your pocket money on it.school students may make diffient choices on their pocket money.But never waste it just eating or playing electronic games.
中学生怎样使用零花钱英语作文篇2How to spend the pocket money
With the development of our economy, people’s living standard increased a lot. So high school students have more chance getting the pocket money from their parents. As a saying goes: ‘Every coin has two sides.’ The pocket money also has advantage and disadvantage. The advantage is that the students can learn the basic financial knowledge and develop a frugal habit. The disadvantage is the students may waste the money and buy some harmful things. Today, we will talk about how to deal with the pocket money. There are some good suggestions. First, you can deposit your pocket money in the bank. Second, you can buy the books. Third, you can use your pocket money for your hobby, such as music, exercise, stamp collecting and so on. If you have any good suggestions, please don't hesitate to contact me.
中学生怎样使用零花钱英语作文篇3Recently,we did a survey on how student spend their pocket money among 2000 student.It shows that 48% student spend their pocket money on buying snacks,27% on buying books,17% on playing games and entertaining and 8% on other things.
From the survey ,we kown many students has a bad habit in using their pocket money,and there are some suggests on how to use their money.Firstly,student should sue little money on buying snacks ,which are harmful to their bodies.Secondly,buying and reading more books that will helps them in learn.Thirdly, saving money to use in other aspects.
As one of a students in the middle school,we should know that the money we using comes from our parents,and we must save money .
中学生怎样使用零花钱英语作文篇4Recently, a survey has been done on how middle school students spend their pocket money. according to the results, 55% of the students spend their pocket money on their study, such as buying reference books. About 27% use their money for food and drink. While the rest spend their money on entertainment, for example, surfing the Internet and playing PC games.
Since students are consumers, not procers, they should use the pocket money wisely and properly. Buying books or saving money to help those in need is a good way. In addition, it is meaningless and useless to spend much money on unnecessary entertainment.
Anyway, it is not easy for our parents to earn money, so we students should learn to use money carefully.
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『玖』 省钱的方法英语作文
For many young people, they don’t have the habit to save money, because they think they are young and should enjoy the life, so there is no need to save money. But saving part of the income can better help us to deal with emergent situations. Though it is hard to store income, we still can figure out some ways.
对很多年轻人来说，他们并没有省钱的习惯，因为他们认为自己还年轻，应该享受生活，所以不需要省钱。但是存一部分收入是可以更好的帮助我们处理紧急情况。尽管存钱不容易，但是我们仍然可以找到一些方法。
First, make meals at home as often as possible. According to the research, most young people spend a lot of money in eating in the restaurant. Because life pace is very fast and they get used to eating fast food. But if they buy food in the market and make meals at home, it will save a large amount of money. At the same time, they can also be much healthier.
首先，尽可能在家用餐。据统计，大多数年轻人都是花了很多钱在餐厅吃饭。因为生活节奏非常快，所以他们习惯了吃快餐。但是如果他们去市场上买食材，在家里做饭，这将节省很多钱。而且，他们也可以吃得更健康。
Second, when you go out with your friends, you’d better pay separately. In China, some people feel proud to pay the bills for others when they are eating outside, because it shows their richness and power, which will receive respect from others. But now many young people have realized it is stupid to pay bills and they choose to go Dutch. What a wise choice.
其次，当你和你的`朋友出去时，最好各付个的费用。在中国出去吃饭时，有些人对为他人支付账单而感到骄傲，因为这让他们觉得可以显示他们的财富和权力，会得到别人的尊重。然而很多年轻人现在已经意识到这是愚蠢的做法了，他们会选择AA制。这是一个明智的选择。